Last Updated: March 13, 2025
At Instant Cash in Texas, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or apply for a loan. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
Information We Collect
Personal Information
When you apply for a loan or use our services, we collect personal information that you voluntarily provide. This may include your name, address, email address, phone number, Social Security number, employment information, and banking details necessary for loan processing and verification.
Automatically Collected Information
When you visit our website, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies installed on your device.
How We Use Your Information
We use the information we collect to:
- Process your loan application
- Verify your identity and employment
- Communicate with you about your loan
- Send you important service updates
- Improve our website and services
- Comply with legal obligations
Information Sharing and Disclosure
Instant Cash in Texas does not sell, trade, or rent your personal information to others. We may share your information with:
- Loan processing partners
- Identity verification services
- Banking partners for fund transfers
- Legal authorities when required by law
Data Security
We implement appropriate technical and organizational security measures to protect your personal information. These measures include encryption, secure servers, and regular security assessments.
Your Privacy Rights
Under Texas law, you have the right to:
- Access your personal information
- Request corrections to your data
- Opt-out of marketing communications
- Request deletion of your information
- Receive a copy of your data
Cookie Policy
Our website uses cookies to enhance your browsing experience. You can choose to disable cookies through your browser settings, but this may affect some website functionality.
Changes to Our Policy
We reserve the right to make changes to this privacy policy at any time. We will notify you of any changes by posting the new privacy policy on this page and updating the “Last Updated” date.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites.
Contact Information
If you have questions about this privacy policy or our practices, please contact us: [email protected].
Protecting Minors
Our services are not intended for minors under 18. We do not knowingly collect or maintain information from persons under 18.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this privacy policy, unless a longer retention period is required by law.
Your Choices
You can choose:
- What information you provide
- Whether to receive marketing communications
- To update or correct your information
- To delete your account
Security Measures
To protect your information, we:
- Use encryption for data transmission
- Maintain secure servers
- Limit employee access to data
- Regularly update security protocols
- Monitor for potential breaches
Compliance with Laws
This privacy policy complies with applicable Texas and federal laws, including:
- Texas Privacy Protection Act
- Fair Credit Reporting Act
- Gramm-Leach-Bliley Act
- Other applicable regulations
Additional Rights
Texas residents have additional privacy rights under state law. Contact us to exercise these rights or learn more about our privacy practices.
Effective Date
This policy is effective as of March 13, 2025 and will remain in effect except with respect to any changes in its provisions in the future.
This privacy policy was last modified on March 13, 2025.