Last Updated: March 13, 2025
Welcome to Instant Cash in Texas. These Terms of Use govern your access to and use of our website, services, and loan products. By accessing or using our services, you agree to be bound by these terms.
Acceptance of Terms
By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree with these terms, please do not use our services.
Eligibility Requirements
To use our services, you must:
- Be at least 18 years old
- Be a Texas resident
- Have a valid government-issued ID
- Maintain an active bank account
- Have a regular source of income
- Provide accurate contact information
Service Description
Instant Cash in Texas provides various loan products to Texas residents. We are licensed by the Office of Consumer Credit Commissioner of Texas. Our services include:
- Personal loans
- Installment loans
- Title loans
- Emergency loans
- Tribal loans
- Allotment loans
User Responsibilities
When using our services, you agree to:
- Provide accurate and truthful information
- Update your information as needed
- Maintain the security of your account
- Comply with all loan agreements
- Make timely payments as agreed
- Use the services for lawful purposes only
Loan Terms and Conditions
Each loan product has specific terms, including:
- Interest rates and APR
- Repayment schedules
- Late payment policies
- Prepayment options
- Default consequences
Specific terms are provided during the application process and in your loan agreement.
Website Usage
Our website is provided “as is” and “as available.” You agree to use it at your own risk. We reserve the right to:
- Modify or discontinue services
- Restrict access to certain features
- Update content and functionality
- Change terms with notice
Intellectual Property
All content on our website, including text, graphics, logos, and software, is our property and protected by law. You may not:
- Copy or reproduce content
- Modify or create derivatives
- Distribute or republish content
- Use content commercially
Prohibited Activities
You may not engage in:
- Fraudulent applications
- Unauthorized access
- Harmful technical activities
- Misrepresentation
- Illegal activities
- Harassment or abuse
Disclaimer of Warranties
We provide our services without warranties of any kind, either express or implied. We do not guarantee:
- Continuous service availability
- Error-free operation
- Specific results
- Third-party services
Limitation of Liability
Instant Cash in Texas is not liable for:
- Direct or indirect damages
- Lost profits or data
- Service interruptions
- Third-party actions
- Technical issues
- Force majeure events
Communication Consent
By using our services, you consent to receive:
- Loan information
- Account updates
- Service notifications
- Marketing materials You may opt out of marketing communications.
Default and Collections
In case of default:
- Late fees may apply
- Collection efforts may begin
- Credit reporting may occur
- Legal action may be taken
Governing Law
These terms are governed by Texas law. Any disputes will be resolved in Texas courts according to applicable state and federal laws.
Changes to Terms
We may update these terms at any time. Changes will be posted on this page with an updated date. Continued use of services constitutes acceptance of changes.
Severability
If any provision of these terms is found invalid, the remaining provisions remain in effect.
Contact Information
For questions about these terms: Instant Cash in Texas [email protected]
Electronic Signature
Using our services constitutes electronic acceptance of these terms.
Additional Legal Rights
This agreement does not limit any rights under consumer protection laws.
These terms were last updated on March 13, 2025.